Retirement and Pension Planning
If you're a retiree and or facing retirement soon, you already know that the pandemic and economic crisis mean historic levels of uncertainty.
We'll work with you and show you how to retire comfortably in these uncertain times.
Perhaps you’re planning your future retirement, or trying to organise your existing pension arrangements, in both cases we can help you navigate the numerous choices in providing for a comfortable future.
Research shows there are millions of small pension pots. It can be easy to lose track of your retirement savings, and if you have multiple pension plans, you may be thinking about consolidating them.
The potential benefit of this strategy is that your retirement savings are all held in one place which can make them far easier to manage, often at a lower cost too. Great care needs to be given when considering the benefits, tax implications and affordability of any plan.
As your spending patterns change throughout retirement, we'll work with you to make sure your portfolio keeps up with the ever-changing legislative and taxation framework.
We can help you navigate the complex pensions market, evaluate your options and construct a strategy that meets your retirement objectives.
Talk to a Trusted Expert
Our experts can help you with retirement planning in a number of ways:
- We'll show you how much you’ll need for your ideal retirement.
- We'll help you maximise pension tax relief.
- By utilising savings and other investments to boost your retirement pot.
- We'll advise you on pension consolidation so you'll know exactly how much you have – and where you have it.
- We'll explain retirement income options – a pension isn’t your only option. We’ll show you why.
Your retirement and pension plan needs to be kept under review. Circumstances change and plans therefore need to change as well. An annual check is usually often enough but if you have a major change in your life or future intentions at any time then a review of your retirement plans at that time is vital.
Talk To Us About Your Retirement Ambitions
We offer a free, no obligation retirement consultation where you can discuss any concerns:
- Ask us any retirement related questions
- Let us break down the technical jargon
- Check whether you are on track for the retirement you want
- Consider your broader financial position and any tax implications.
We'll help you to make the most of the opportunities available to you.
Pensions are a long term commitment, you may not be able to access your pension funds until the age of 55 (currently), investments can go down as well as up and you might not get back your initial capital. Pension and tax legislation does and can change in the future which could impact your pension.
London Financial Consultants Ltd is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421. Registered Office 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.
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The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. The FCA does not regulate tax or estate planning.