Uncomfortable questions straight ahead

Hope for the best, plan for the worst

The State can provide unemployment, disability and death benefits, but is there a gap between the benefits available and what you'd need to maintain your current standard of living?

You may have life assurance to cover your mortgage should you die, but do you have enough savings to ensure your family don't have to sell that home and downsize to cover their monthly outgoings?

According to Cancer Research UK, every two minutes someone in the UK is diagnosed with cancer. Through the marvels of modern medicine, many of us will make a full recovery. Could you and your family cope financially in this interim period?

Financial challenges can occur through accident, sickness or disability of the main earner. Does your employer provide enough cover for you and your family during convalescence, or are you self-employed and the responsibility is all yours?

Protection - insurance solutions to help negotiate life's challenges

Limitations due to age, medical history, occupation ratings and leisure activities may apply.

Decreasing or Level Term Assurance

A Decreasing Term Assurance policy aligned to your repayment mortgage will pay off your outstanding balance in the event of your death.

A Level Term Assurance policy will pay a fixed amount which can leave your dependants with a surplus after paying off your outstanding mortgage, if you die.

Family Income Benefit

A tax-free income paid monthly over the balance of the policy term to your family in the event of your death.

Income to help with monthly expenses.

Critical Illness Cover

A tax-free lump sum on diagnosis of a specified critical illness.

Additional cover for Total and Permanent Disability is an option, subject to occupation.

Income Protection

Tax-free monthly income over the balance of your policy term in the event of an accident, sickness or disability.

Popular with self-employed persons, a single-life only policy that can help with the expenses of daily living, but has a benefit cap to encourage a return to work.

Contact Us

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Regulatory Statement

London Financial Consultants is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421.

Registered Office 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.