Financial Advice


A pension is simply a form of saving for retirement that has generous tax benefits. The money you save in a pension builds up into a pot which could be converted into a fixed or flexible taxed income or can be taken as a single or series of cash lump sums. You can take 25% of this tax-free with the remainder being taxed.

A pension is designed to help you fund your retirement and replace the income you are no longer receiving from working. It can fit alongside all your other savings, from bank and building society accounts to property.


Saving and investing is about putting plans in place for your long-term goals whilst making sure you have enough money set aside to cover your day-to-day living expenses; one-off payments, like holidays, and any emergency costs - perhaps for your car, home or health.

There are many ways that you can save or invest, and while we all want our money to grow, it's important to think about the level of risk you might be willing to take with your hard-earned cash. It's about achieving a good balance.

Past performance is not a guide to the future.
Prices can fall as well as rise meaning you may not get back the value of your original investment.
Investment returns may fluctuate and are not guaranteed.

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Regulatory Statement

London Financial Consultants is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421.

Registered Office 1st Floor Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.